

Mortgage Protection
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Provides financial coverage to help pay off a mortgage if the insured passes away.
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Designed to protect loved ones from losing their home in the event of death, disability, or critical illness.
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Flexible options for term lengths to match mortgage duration.
Term Life Insurance
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Provides life insurance coverage for a specified term, such as 10, 20, or 30 years.
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Typically more affordable than permanent life insurance options.
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Offers a death benefit to beneficiaries if the insured passes away during the term.
Index Universal Life (IUL)
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Combines life insurance with a cash value component Tied to the S&P 500.
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Offers potential for growth with tax-deferred accumulation.
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Provides death benefit protection and flexible premium payments.
Dental plan options
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Preventive Care Plans: Covers routine exams, cleanings, and X-rays.
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Basic Care Plans: Includes fillings, extractions, and other basic dental procedures.
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Major Care Plans: Covers more complex procedures like crowns, bridges, dentures, and root canals.
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Orthodontic Plans: Coverage for braces, retainers, and other orthodontic treatments.
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PPO Dental Plans (Preferred Provider Organization): Offers a network of dentists with lower out-of-pocket costs for using in-network providers.
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HMO Dental Plans (Health Maintenance Organization): Requires choosing a primary dentist and limits coverage to in-network providers.
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Indemnity Dental Plans: Provides the flexibility to visit any dentist but may involve higher out-of-pocket costs.
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Discount Dental Plans: Provides discounted rates on dental services through participating providers.
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Family Dental Plans: Coverage for multiple family members, often with bundled rates.
Whole Life Insurance
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Permanent life insurance that provides lifelong coverage with a guaranteed death benefit.
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Builds cash value over time with a guaranteed interest rate.
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Fixed premiums, so payments don’t increase over time.
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15 min